Terms and Conditions

Agreement to Terms

These Terms and Conditions govern your use of our website and services provided by draloventhisqa.

By using our services, you agree to be bound by these terms and conditions.

Definitions

The following terms have specific meanings in this agreement:

• • "Service" refers to the financial planning consultation services provided by draloventhisqa
• • "User" or "Client" refers to any person who accesses or uses our services
• • "Content" includes all text, data, graphics, and materials available through our services
• • "Account" refers to the subscription account created to access our services

Use of Our Service

Your use of our service is subject to the following conditions:

User Responsibilities

As a user of our services, you agree to:

• • Provide accurate and complete information during registration and consultations
• • Keep your account information secure and confidential
• • Use our services only for lawful purposes
• • Respect the intellectual property rights of draloventhisqa and third parties
• • Comply with all applicable laws and regulations

Prohibited Uses

You may not use our services to:

• • Engage in any fraudulent, deceptive, or illegal activities
• • Harass, abuse, or harm other users or our staff
• • Distribute malware, viruses, or other harmful computer code
• • Attempt to gain unauthorized access to our systems or data
• • Use automated systems to access our services without permission
• • Share your account credentials with unauthorized persons

Intellectual Property

All content, trademarks, and intellectual property on our website and in our services remain the property of draloventhisqa.

We grant you a limited, non-exclusive license to use our services for personal purposes only.

Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

Payment Terms

The following terms apply to all payments:

• • Subscription fees are charged monthly in advance at $250 per month including GST
• • Payments are processed automatically on your billing date
• • Failed payments may result in service suspension until payment is resolved
• • Refunds are subject to our cancellation policy and applicable consumer laws

Termination

Either party may terminate this agreement with 30 days' written notice.

Upon termination, your access to services will cease and any outstanding fees become immediately due.

Disclaimers

Our services are provided "as is" without warranties of any kind, express or implied.

We disclaim all warranties including merchantability, fitness for purpose, and non-infringement to the fullest extent permitted by law.

Individual results may vary based on personal circumstances and market conditions.

Limitation of Liability

Our total liability to you for all claims arising from these terms or our services shall not exceed the amount paid by you in the 12 months preceding the claim.

We exclude liability for indirect, consequential, or punitive damages except where prohibited by law.

Indemnification

You agree to indemnify draloventhisqa against all claims, losses, and expenses arising from your breach of these terms or misuse of our services.

Dispute Resolution

Disputes will be resolved through the following process:

Governing Law

These terms are governed by Australian law and subject to the jurisdiction of Australian courts.

Changes to Terms

We may modify these terms at any time by posting updated versions on our website.

Your continued use of our services after changes constitutes acceptance of the modified terms.

Entire Agreement

These terms constitute the complete agreement between you and draloventhisqa regarding the use of our services.

Contact Information

For questions about these terms, please contact us using the information provided elsewhere on this website.